Financial Planning Fees and FAQ’s

About our fees

Our premium services operate on a fee-for-service basis, without charging a percentage based on funds under management.

How you can pay

Depending on your individual circumstances, there are multiple options to pay for the financial advice fees. You may choose to pay through:

  • your superannuation fund,

  • your business,

  • or make personal payments.

Additionally, we offer the flexibility of upfront payment or monthly instalments, allowing clients to select a combination that suits their needs.

Commissions

As a business owner, I understand the importance of maintaining a strong reputation and fostering positive word-of-mouth referrals. Therefore, ensuring client satisfaction is a key priority for us.

When collaborating with professionals such as accountants, investment managers, property experts, mortgage brokers, lawyers, and bookkeepers, we do not engage in or receive referral fees. We aim to work together as a “best-of-breed team” to achieve optimal outcomes for our clients.

We do not receive commissions for providing superannuation and investment advice. However, if you require insurance advice, such as life insurance and income protection, we may provide a reduced financial advice fee if we accept insurance commissions, depending on the amount of time and work involved with your financial planning.

  • Gianna has a wealth of knowledge and able to answer any of our concerns with confidence.

    Dale, Fyshwick, ACT

  • Gianna has been great as our financial planner because she puts our interests first.

    Nikki, Belconnen, ACT

  • Before meeting Gianna I had no idea of my financial circumstances. I wish we had met her earlier.

    Gisela, Kambah, ACT

What are your fees?

  • During this complimentary call, let’s chat about what’s on your mind and how we can help.

  • During this meeting, we do two things:

    1. We start to build your ‘Life Plan’, clarifying where you are now and identifying your concerns. We define your 10 year goals and beyond, 3 year milestones and 12 month ‘to-do’ list. A copy of this exercise will be emailed to you after our meeting.

    2. Provide financial education to help you understand key concepts.

    A quote for personal financial advice is provided after this meeting.

  • After the 90-minute Discovery Meeting, we will provide you with a range of engagement options to choose from, including how to pay the fees. This is to ensure our scope of advice, services and fee structure best suits your current financial position, complexities and scopes of advice sought after.

    Our Adviser Profile & Financial Service Guide provide more information on services and fees.

Getting together

All meetings are offered to be held either in person at the Curtin office, or online via Zoom or Teams.

We have clients Australia-wide and understand clients often look for flexibility with how we meet.

How we ensure ‘value for money’

There are quantitative and qualitative ways we put clients in a better financial position.

Quantitative includes long term tax and wealth accumulation. We provide you with portfolio performance reports at your annual review. If you are after a ‘Wall Street’ type of stockbroker, we are not the right firm for you!

Qualitative includes being a phone call away when life throws you a curveball – providing clarity, coaching, counsel, support and guidance when you need it most. Your Life Plan and clear action items will provide you with peace of mind about your financial future. More than 50% of a financial planners time is managing people's money emotions. Good quality advice is priceless.

Work with us

Complimentary 15 minute phone call

During this complimentary call, let’s chat about what’s on your mind and how we can help.

90 minute discovery meeting

During this meeting, we do two things:

  1. We start to build your ‘Life Plan’, clarifying where you are now and identifying your concerns. We define your 10 year goals and beyond, 3 year milestones and 12 month ‘to-do’ list. A copy of this exercise will be emailed to you after our meeting.

  2. Provide financial education to help you understand key concepts.

A quote for personal financial advice is provided after this meeting.

The cost for this meeting is $295.

Personal financial advice

A personalised financial plan that is tailored to your goals, concerns and Life Plan.

You can engage us to focus on a scoped financial goal such as superannuation and insurance advice.

Alternatively, most clients engage our premium, comprehensive service ‘Your Family Chief Financial Officer (CFO) Service’.

Schedule a 15 minute complimentary call today